| Accumulation
of credit card debt by college students has become an issue nationwide.
Credit cards are easy to obtain, and students are acquiring and
using credit cards at a greater rate than ever before. A study revealed
dozens of sites specifically targeting high school and college students
and offering unsecured credit cards.
It
is in today’s point of time very important for a student to
be aware about credit card hassles and credit ratings. There are
many nuances about credit card history that one needs to know before
applying for one. You'll need to provide a credit report to apply
for an apartment or finance a large purchase such as a car. Employers
often review a credit report when they hire and evaluate employees
for promotion, reassignment, or retention. Problems with credit
cards, such as late or missed payments, stay in your credit report
for seven years.
Chase
platinum is a credit card designed especially for students pursuing
higher studies. We offer you a 0% Introductory APR* on purchases
and balance transfers. There is no annual fee on this credit card
and tons of other cool benefits, like FREE Membership in Chase Ultimate
Rewards ExpressSM.
You
can choose your own card design from four of the options available
with us. There are Red Waves, Blue Waves, Platinum Waves and Black
Waves. This card has special offers at leading retailers like the
Gap®, Blockbuster® and Best Buy®.
The
Chase Ultimate Rewards ExpressSM Membership is automatic; one point
is earned for every dollar spent. You can also Redeem points at
leading merchants.
In
the end a student needs to do some attentive reading of documents
and some comparison about credit cards before deciding to have one.
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