• $50 gift card – Redeem 6,000 Bonus ThankYou Points after first purchase**
• FREE rewards program
• No annual fee
• 0% APR* on balance transfers for 12 months
• The 0% APR does not apply to purchases and cash advances
• The 0% APR may increase if you default under any Card Agreement with us or fail to make payments to another creditor when due
• Your payments will be applied to low APR balances before higher ones
• Balance transfer fee applies

• 5,000 bonus points after your first purchase is made within 60 days of account opening
• No annual fee
• Low APR on balance transfers for 12 months
• Earn 1 Flight Point for every 3 miles you fly on any airline— or anyone else whose ticket you buy with the card.
  See the points add up⁴
• Earn 1 Purchase Point for all purchases⁴
• ThankYou Network^®

• Earn 12,500 Bonus Miles after your first purchase with the card
• NO ANNUAL FEE for 12 months!
• Earn 1 AAdvantage® mile for every $1 you spend on eligible purchases - up to 60,000 miles per year
• No blackout dates for AAdvantage award travel on American Airlines, American Eagle & AmericanConnection® carriers
• Redeem AAdvantage miles with over 25 of the world's top airlines, major car rental companies and hundreds of luxurious hotels worldwide
• AAdvantage® miles may never expire
• Reduced Mileage Awards - 7,500 fewer miles to select destinations
• No pre-set spending limit

• Earn 15,000 Bonus Miles after your first purchase with the card
• NO ANNUAL FEE for 12 months!
• Earn 1 AAdvantage® mile for every $1 you spend on eligible purchases - up to 100,000 miles per year
• No blackout dates for AAdvantage award travel on American Airlines, American Eagle & AmericanConnection® carriers
• Redeem AAdvantage miles with over 25 of the world's top airlines, major car rental companies and hundreds of luxurious hotels worldwide
• AAdvantage® miles may never expire
• Reduced Mileage Awards - 7,500 fewer miles to select destinations
• No pre-set spending limit

• Earn 6% rebates on purchases at supermarkets, drugstores, and gas stations for 12 months, 3% after that
• Earn 1% rebates on other purchases
• Earn rebates for the miles you drive
• Redeem rebates toward the purchase or lease of any new or used vehicle
• Redeem rebates toward service, repairs, or maintenance performed on your vehicle
• $0 Liability on unauthorized charges
• No annual fee
• Balance Transfer Offer – 0% APR for 12 months

Connection - save on the phone services you use everyday.

• 2 free directory assistance inquiries per month
• Up to 30 free phone minutes per month, anytime, anywhere

• Get 1% in college savings from Citi everywhere you shop – up to $300 per year
• 10% college savings on many grocery and drugstore purchases at participating stores
• 2% college savings on gas at Exxon and Mobil locations
• Citi® Indentity Theft Solutions and Online Fraud Protection
• $0 liability on unauthorized charges
• No annual fee
• Balance Transfer Offer – 0% APR for 12 months

• Receive 15,000 Hilton HHonors bonus points after first purchase. Equals to 2 night’s stays at participating Hilton Hotels.
• 3 HHonors bonus points for every dollar spent using card, plus 2 HHonors bonus points for each dollar spent on net purchases
• Double Dip and receive both Hilton HHonor points and airline miles for the same stay.
• Complimentary Silver VIP membership for first year of card membership
• 2.99% intro APR on purchases and balance transfers for 6 months
• No annual fee

• Earn 1% rebates on purchases to apply toward your outstanding mortgage principal
• No limit on the amount of rebates you can earn per year
• Works with any mortgage
• $0 liability for unauthorized charges – even when shopping online
• Fraud Early Warning, Lost Wallet® Service, and NOW Citi® Identity Theft Solutions
• No annual fee
• Balance Transfer Offer – 0% APR for 12 months

• Earn 3% rebates on purchases at supermarkets, drugstores, and gas stations
• Earn 1% rebates on other purchases
• Earn rebates towards any car, new or used
• Build your credit history
• $0 liability on unauthorized purchases
• 0% APR for 6 months on puchases, cash advances, balance transfer
• No annual fee

• Citi® Indentity Theft Solutions
• $0 Liability on unauthorized purchases
• No minimum income or co-signer required
• No annual fee
• 0% APR on balance transfers, cash advances and purchases for 6 months

• Get rewarded for good grades and wise credit. We'll help you start to build a strong financial future by rewarding you for a good GPA, paying your bill on time, and staying under your credit limit.
  
• The Citi mtvU card is part of Thank You Redemptions Network® from Citi. So you can redeem your points for amazing rewards like airline tickets, CDs, and gift cards.
  
• Plus, as a Citi mtvU card holder, you can redeem your points for exclusive mtvU items like VIP Passes to mtvU's Spring Break, tour of the mtvU Studio and even tickets to MTV's Music Video Awards.

• No Annual Fee
• 0% Introductory Rate for six months*
• Get rewarded for good grades and wise credit

• Unlimited employee credit cards with individual credit limits that you can set
• Quarterly and annual business account summaries
• 24/7 live customer service and online access
• Personal Business Assistant - Make requests 24/7 online or by phone for business information, travel reservations

• 1 ThankYou Point for every dollar spent on purchases and 3 ThankYou Points on eligible business purchases**
• 10,000 ThankYou Points after first purchase, redeemable for a $100 gift card
• Save with 0% APR on balance transfers for 12 months*
• Free unlimited additional cards for employees
• A generous credit line
• Free quarterly and annual account summaries
• Ability to check card balances, pay your statement and get cash at Citibank ATMs and branches.
• No annual fee rewards card

• Earn 20,000 AAdvantage® bonus miles after your first purchase*
• Earn one mile for every dollar your business spends on purchases*
• Quarterly and annual account summaries
• Additional cards for employees with credit limits you set
• No blackout dates and miles that may never expire*

Citi^SM Credit Monitoring Service (CCMS) is a comprehensive suite of tools that helps members proactively monitor, manage and protect their valuable credit and identity information. This comprehensive service helps members detect and respond quickly to fraudulent activity.

Identity theft, also known as Identity fraud, is one of the fastest growing crimes in the nation.

• Identity fraud cases doubled over the past two years
• 12.7% of U.S. households experienced ID Theft in the last 5 years
• 10 million identity theft victims per year
• 1 in 8 U.S. adults had their identity stolen since 1997

It can happen to anyone and the costs associated with it can be substantial. Citi is very concerned about safeguarding consumers against this violation.

Who signs up for CCMS? People who are:

• Future homeowners
• Business people
• Applying for loans or credit cards
• Victims of past identity theft
• Online shoppers
• Frequent travelers
• Careful about their credit & their identity