Capital One Platinum Credit Card

This is a detailed comparison of the Capital One Platinum Mastercard with selected cards from Chase, Citibank, and Orchard Bank. Review and select the best card for you. It pays to compare and save.


Capital One Platinum for
Limited Credit History


Chase® Platinum Visa


Citi® Platinum Select® Card


Orchard Bank® Silver MasterCard

Intro APR

No Introductory Rate

0% APR for up to 15 months

0% APR for 12 months

No Introductory Rate

Regular APR

Prime + 12.55%

Prime + 3.99%

Prime + 3.49%

Prime + 9.40%

Grace Period 25 days 20 days 20 days 25 days

Rewards

None

None

None

None

Balance Transfers

No Balance Transfer Fee

$5-$75 (3% of balance transfered)

None (for Introductory offer)

$5-$75 afterwards

None

Late Fee

$29-$35

$15-$39

$15-$39

$29-$35

Annual Fee

None

None

None

None

 
* Best performing card category comparisons in BOLD